Budget & expense tracker app for Morocco

Manage your money your way — offline, no subscription

The Moroccan app to track expenses, manage your budget and loans — everything stays on your phone, no account needed.

🔥 Launch offer: 35% off for the first 100 users

290 DH Lifetime access
14 days Free trial
100% Offline

Peace of mind knowing where your money goes

🇲🇦 Built in Morocco🔒 100% private🚫 No subscription💵 In dirham

Why Ssarf?

Built for Morocco — not localized as an afterthought.

  • 100% Moroccan — Arabic & dirham
  • Available on Android
  • Loan & debt tracking
  • Reminders so you never forget
  • Export your data
  • No subscription — one-time
  • Offline, no account
Loans & debt

Lost track of who owes you money?

With Ssarf, log every loan — what you're owed and what you owe — and always know where you stand. No paper, no forgetting.

Loan and debt tracking screen in Ssarf

Everything you need

in one place

Expense Tracking

Record daily expenses quickly with smart categories

Budget Management

Set monthly budgets and track progress

Loans & debt

Track money lent or borrowed, never lose track

Reminders

The app reminds you to log your expenses so nothing slips.

Export

Export your data anytime — it's yours.

Analytics & charts

Detailed spending analysis with charts and monthly comparisons

How it works

Download the app

Install Ssarf from Google Play for free

Add your expenses

Record your transactions in seconds

Track your budget

Visualize your finances and stay on track

Simple, transparent pricing

No subscription. One-time payment, lifetime access.

🚫 No subscription♾️ One-time payment💵 In dirham
View pricing

Loved by users across Morocco

Real people, real savings — see why Moroccans trust Ssarf every day.

Very useful app, simple and easy to use for tracking daily expenses. Good experience so far.
SoufyanTetouan

Coming soon

What we're working on next.

  • Savings goalsSet goals and track your progress.
  • Subscriptions trackingKeep an eye on your recurring subscriptions.

Ready to take control of your finances?

Download Ssarf free on Google Play

Get it on Google Play

14-day free trial · 290 MAD lifetime access · No subscription

On iPhone? Vote for iOS.

Ssarf is Android-only for now. Every email is a vote — if demand is strong enough, we ship to the App Store.

Frequently asked questions

What is Ssarf?

Ssarf is a Moroccan budgeting and expense-tracking app that works in dirhams (DH). It helps you track daily spending, manage a monthly budget, and keep tabs on debts and loans — 100% offline and with no subscription.

Is my financial data safe?

Yes. Ssarf is 100% offline — all your data stays on your phone. There are no cloud servers, no account is required, and there is no third-party tracking. We cannot see your data.

Do I need an internet connection?

No. Ssarf works fully offline. You can record expenses, manage your budget, and view your reports without any internet connection.

Is there a subscription?

No. Ssarf is a one-time payment: 290 DH for lifetime access for the first 100 users (down from 450 DH), with no subscription or recurring fees. You can try it free for 14 days first.

Which devices is Ssarf available on?

Ssarf is available on Android via Google Play. An iPhone version is planned if there is enough demand — you can vote for iOS by email.

Can I track debts and loans?

Yes. Ssarf lets you track money you've lent or borrowed, so you never lose track of who owes what.

Is Ssarf in Arabic?

Yes, Ssarf is built specifically for Moroccans, in Arabic and in dirham.

Can I export my data?

Yes, you can export your data anytime — it's yours.